Facility, within R&D Tax Relief

R&D claim services: what actually happens

Preparing and filing an R&D tax relief claim is a specific, structured process: a technical narrative, a cost identification exercise, and a submission through your Company Tax Return, not just a form. Fits companies that have already spent money solving a genuine technical problem and haven't claimed for it, or aren't sure whether their work counts.

Reviewed by Adam Parker, by name No obligation to talk this through No need to pick a facility first Timeline given after we understand your situation

Recognition

You're not sure if the work you've already done counts

In our experience, most companies underclaim rather than overclaim, because they assume R&D means a dedicated lab team when most qualifying work happens inside normal delivery.

Why it happens

The bar is technical uncertainty, not novelty to the world

Did your team have to genuinely work out how to do something, rather than just look it up, without knowing in advance whether it would work? That usually clears the bar. It applies well beyond software and manufacturing: process changes, material substitutions, and internal tooling built to solve a real problem all show up in real claims.

Where this fits

The claims process, distinct from advance funding

This page covers preparing and filing a claim. If a claim already exists and you need the cash before HMRC pays out, that's a different, adjacent question covered on R&D Tax Relief.

Specialist insight

What preparing a claim actually involves

A claim isn't a single form. It's a technical narrative explaining what the uncertainty was and how it was resolved, a cost identification exercise working out which staff time, subcontractor costs, consumables and software genuinely relate to the qualifying work, and a submission through your Company Tax Return supported by the additional information form HMRC now requires on every claim.

Notification requirements

Some companies, generally first-time claimants or those who haven't claimed in the last three years, must notify HMRC of their intention to claim within six months of the end of the accounting period (see gov.uk guidance on the claim notification requirement). Miss that window and the claim can't be made for that period, regardless of how strong it is.

Decision helper

Your situationUsually fitsNot this
First-time or lapsed claimantCheck the 6-month notification window firstAssuming there's no deadline
Claim already filed, need cash soonerAdvance fundingClaim services, wrong stage now

One thing we've noticed: the notification deadline catches out established, well-run companies more than start-ups, because start-ups tend to be told about it early by an accountant setting things up from scratch. A company that's been trading ten years and simply never claimed before has often never had the six-month window flagged to them at all.

Choosing an adviser? Advisers who interact with HMRC on a client's behalf now fall under a formal registration requirement under the Finance Act 2026, Part 7 (Schedule 20, legislation.gov.uk). Before instructing anyone, it's worth confirming their registration status directly with HMRC rather than assuming it from their marketing.

Alternatives and limitations

If you're unsure whether your work counts, that's usually a sign it's worth a proper look rather than a reason to assume it doesn't qualify. And if the actual need is cash flow rather than the claim itself, don't wait for the claim to file before addressing that separately, see Invoice Finance or Credit Lines depending on the shape of the gap.

Why a conversation, not a form

Most real situations don't map cleanly onto one page. A short conversation tells us more in five minutes than a form can, and it costs nothing to have it. We'll ask what's actually happening in the business, not which product you think you want.

Discuss Your Funding Requirement

What happens next

The process, plainly

  1. Tell us your situation. A short email or call. No form to fill in first, no facility to pick in advance.
  2. We work out what actually fits. Adam reviews it personally against the situations we see most often.
  3. We introduce you to the right specialist partner. We're an introducer, not a lender, so this is a named handoff, not a black box.
  4. No obligation at any point. An indicative answer costs nothing, and you decide whether to go further.

Adam Parker

Compiles and reviews the facility data on this site · a career in invoice finance and SME lending.

Established Finance is a trading name of Muswell Rose Consulting Ltd (Companies House 15269776). We are an introducer, not a lender or broker, and work with a named regulated partner for regulated activity.

Reviewed

Practical questions

Before you get in touch

Does it cost anything?

No. There's no charge to describe your situation and get an indicative answer.

What happens after I contact you?

Adam reviews your situation personally, works out what’s likely to fit, and introduces you to a named regulated partner if it’s something we can help with. No automated routing, no call centre.

How long does it take?

It varies by facility, not a single number we can put on a page honestly. Some drawdowns against an existing facility complete within a day or two; arranging something new from scratch usually takes longer. We'll give you a realistic timeline once we understand your situation.

What information do I need?

To start, just a description of what’s actually happening in the business. If it progresses, the specialist partner will ask for the usual things: recent accounts, a sense of turnover and trading history, and details of the specific need.

Are you a lender?

No. Established Finance is a trading name of Muswell Rose Consulting Ltd, an introducer. We work with named regulated partners who handle the regulated activity.

What if I don't know which facility I need?

That's normal, most people don't. Describe the situation, not the product, and we'll work out what fits.

Am I under any obligation?

No, at any stage. An indicative answer, and even a full introduction, don’t commit you to anything.

Tell us what's actually happening in the business. We'll tell you honestly whether it's something we can help with.

Discuss Your Funding Requirement